gambling harms financial education programme for schools, colleges and universities.
1 in 4 young people believe gambling is a good way to make money
55,000 young people in the UK
are experiencing problem
gambling
Only 38% of 16–24s feel
confident managing their money
financial and gambling education prevents harm
In today’s digital age, children and young adults face unprecedented exposure to gambling, whether it’s loot boxes in video games, influencer led betting trends, and quick-credit schemes via TikTok or online ads. These phenomena pose real safeguarding risks, especially when combined with limited financial education.
Education providers have a duty to protect students not just from physical harm, but from financial exploitation, stress, and the long-term consequences of poor money decisions. On Track supports this mission with timely, preventative education centred on lived experience.
Why Choose Us?
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Safeguarding Isn't Just a Policy
Gambling harms, financial stress and mental health struggles are often hidden. That’s why On Track uses lived experience and real stories to bring these issues out of the shadows.
We equip organisations to:
Spot the signs early– in behaviour, absence patterns, or conversations
Provide safe signposting to specialist debt, addiction or mental health services
Create a judgement-free culture where staff feel safe speaking up before it’s too late
Financial education isn’t just a benefit – it’s a safeguarding measure that helps prevent deeper harm.
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All of our team bring real life, lived experience of financial difficulties including gambling harm
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We have financially educated over 30,000 people through Online and Face to Face Learning
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Combined Financial Education experience delivering to organisations
Our Flagship Workshops
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On Track is our flagship training programme tackling addiction and money head-on, combining gambling harm prevention with practical, trauma-informed financial education.
Designed by experts and those with lived experience, On Track helps organisations safeguard staff, build resilience, and create a culture of awareness without shame.
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Course Overview
Understanding importance of financial resilience
Know your money mindset
Build emergency funds
Use tech to support your financial goals
Plus much more!
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Course outcomes
Money Hacks for day to day
Understand impact of the cost-of-living crisis
Understand the psychology of money
Home and Family Finance
Plus much more!
Our Financial Wellbeing Experts Deliver Workshops to suit your needs
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Young people are stepping into a world where financial choices start earlier than ever. From managing a first payslip to understanding the cost of living, money is a thread that runs through all aspects of life.
Our workshops give students practical tools and confidence to manage money well, reduce stress, and make informed decisions about their future. Each session is interactive, age-appropriate, and designed to fit seamlessly into your timetable. Sessions can be delivered individually or as a connected series
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Earning Money
Different ways to earn: part-time work, side hustles, self-employment
Understanding payslips, deductions, and employee rights
Tax, National Insurance, and student loan repayments explained
Everyday Costs
Managing typical living expenses
Comparing products and services for best value
Different ways to pay, and their pros and cons
Planning & Budgeting
How to create and stick to a budget
Adjusting when costs change
Setting savings goals for short- and long-term needs
Managing a Bank Account
Choosing and using bank accounts
Digital banking and staying safe online
How interest, overdrafts, and charges work
Borrowing & Credit
Understanding credit cards, loans, and overdrafts
The long-term cost of borrowing
Avoiding problem debt and spotting warning signs
Your Rights as a Consumer
Knowing your rights when buying goods or services
Staying safe when shopping online
Handling refunds, returns, and complaints
Risk & Responsibility
Understanding gambling, gaming, and online spending
Recognising potential harms and peer pressure
Building resilience and healthy habits
Housing & Independence
Renting your first home: deposits, contracts, and bills
Sharing costs and responsibilities fairly
Where to get help if things go wrong
Wellbeing & Money Mindset
How money and mental health are linked
Building financial confidence and resilience
Talking openly about money without fear or shame
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A Bespoke Approach for Every School.
No two schools or groups of pupils are the same. That’s why we don’t believe in a “one size fits all” approach. Schools often tell us the topics they’d like to prioritise, and we design a bespoke package that reflects their students’ needs, timetable, and year group priorities.
Whether you want a single workshop on payslips for Year 11, a wellbeing and money series for sixth form, or a full programme covering multiple areas, we’ll create a package that works for you.
We offer bespoke workshops suited to your audience
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